{"id":1018,"date":"2022-09-12T14:53:10","date_gmt":"2022-09-12T20:53:10","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=1018"},"modified":"2026-01-29T15:46:25","modified_gmt":"2026-01-29T22:46:25","slug":"construction-loans","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/home-loans\/construction-loans\/","title":{"rendered":"Construction Loans"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-the-blueprint-for-the-right-loan\"><strong>The Blueprint for the Right Loan<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-lg-font-size\">ICCU offers one-time and two-time closing options that make the home-building process specific to your financial needs. Contact a loan officer to learn which one is right for you and all the benefits. Use our online mortgage portal to get started.<\/p>\n\n\n\n<div id=\"block_34f4b5b1ca7e8a05866e316a47bd4e5f\" class=\"js-button-group is-horizontal justify-left \">\n  \n\n<button id=\"block_ed6fcfe2ec1819542dac447b6dd097a6\" class=\"js-button \" onclick=oao.open('%\/blend','MTG-MCON')>Mortgage Portal<\/button>\n\n\n\n\n<button id=\"block_c0acba904b11a76367de02af7285d452\" class=\"js-button is-style-link\" onclick=oao.open('\/loans\/home-loans\/construction-loan-officers\/')>Contact Loan Officer<\/button>\n\n\n\n<\/div>\n\n\n\n\n\n\n<p class=\"has-green-color has-text-color has-link-color has-sm-font-size wp-elements-a49f556f29f052ba6a24598f6307da2b\"><a onclick=\"oao.open('%\/blend','MTG-MCON','continue')\"><u>Already started an application? Continue here.<\/u><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-closing-options\" style=\"font-style:normal;font-weight:400\">Closing Options<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">One-time or two-time<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-rate-programs\" style=\"font-style:normal;font-weight:400\">Rate Programs<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Fixed- or variable-rate programs available<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-build-times\" style=\"font-style:normal;font-weight:400\">Build Times<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Up to 20 months<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-payment-options\" style=\"font-style:normal;font-weight:400\">Payment Options<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Interest-only payments during construction<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-build-your-home-with-confidence\">Build Your Home With Confidence<\/h2>\n\n\n\n<p class=\"has-lg-font-size\">We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here too. We\u2019re available to help during extended hours and on Saturdays.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-fast-local-decisions\">Fast, Local Decisions<\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Local underwriting<\/li>\n\n\n\n<li>Fast approvals<\/li>\n\n\n\n<li>Fast closing, usually within 30 days<\/li>\n\n\n\n<li>Local servicing on most loans<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-save-money\">Save Money<\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Low, affordable interest rates<\/li>\n\n\n\n<li>No initial loan application fees<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"412\" height=\"315\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction_Benefits.webp\" alt=\"\" class=\"wp-image-3547\" style=\"width:410px;height:313px\"\/><\/figure>\n\n\n\n<div id=\"block_a647a53f81f391dc0b0f244f8b9b6f68\" class=\"js-button-group is-horizontal justify-center \">\n  \n\n<button id=\"block_aac10126b5b3e6126e633847a7dfa3b9\" class=\"js-button \" onclick=oao.open('%\/blend','MTG-MCON')>Apply Now<\/button>\n\n\n\n\n<button id=\"block_c0acba904b11a76367de02af7285d452\" class=\"js-button is-style-link\" onclick=oao.open('\/loans\/home-loans\/construction-loan-officers\/')>Contact Loan Officer<\/button>\n\n\n\n<\/div>\n\n\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<section id=\"block_9d379f3e8823c26d699b73c6761a41c7\" class=\"o-calculator__container \">\n    <div class=\"\" data-vue-component=\"iccu-calculator\" data-calculator-id=mortgage-payments data-props={\"interestRate\":\"7.25\"}>Calculator loading&#8230;<\/div>\n\n\n    <div class=\"o-calculator\">\n      <p class=\"o-calculator__disclosure\">Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates based on the information provided by you, the user.<\/p>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>The Blueprint for the Right Loan ICCU offers one-time and two-time closing options that make the home-building process specific to [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3546,"parent":665,"menu_order":120,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-1018","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Construction Loans - ICCU<\/title>\n<meta name=\"description\" content=\"With our construction loans you get one-time or two-time closing options, fixed- or variable-rate programs, and build times up to 20 months. 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