{"id":12396,"date":"2023-06-22T12:38:23","date_gmt":"2023-06-22T18:38:23","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=12396"},"modified":"2026-01-28T16:21:46","modified_gmt":"2026-01-28T23:21:46","slug":"sweep-services","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/business\/services\/sweep-services\/","title":{"rendered":"Sweep Services"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\">Sweep Services Options<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Investment Sweep <\/h3>\n\n\n\n<p>Choose a minimum target balance for your master checking account. At the end of each business day, if the balance is over the target, the excess is swept to your Business Sweep Account to earn interest. <\/p>\n\n\n\n<p>If the master checking account needs funds transferred into it to bring it back to the target balance, it will automatically transfer the funds from the Business Sweep Account at the end of the day.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Loan Sweep<\/h3>\n\n\n\n<p>Choose a minimum target balance for your master checking account. At the end of each business day, if the balance is over the target, the excess is swept into and credited to the balance of your business loan to reduce the amount of interest paid.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Zero Balance Accounts<\/h3>\n\n\n\n<p>If your business has complex deposit needs to manage multiple locations or accounts with specific purposes, this account type is for you! The Zero Balance Account (ZBA) is set up to sweep excess funds to the master account to bring it down to a zero balance at the end of each day.<\/p>\n\n\n\n<p>If the ZBA needs funds transferred into the account to bring it up to a zero balance, it will transfer from the master account at the end of the day. Members are eligible to have multiple ZBA accounts.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/business\/contact\/information-request\/\">request more info<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-left has-xs-font-size\">To use Sweep Services you must have a Business Analyzed Checking Account. Additional fees, terms, and conditions apply for Sweep Services.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sweep Services Options Investment Sweep Choose a minimum target balance for your master checking account. 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