{"id":140,"date":"2022-07-19T13:09:08","date_gmt":"2022-07-19T19:09:08","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=140"},"modified":"2026-01-29T16:30:52","modified_gmt":"2026-01-29T23:30:52","slug":"accidental-death-dismemberment","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/insurance\/accidental-death-dismemberment\/","title":{"rendered":"Accidental Death &#038; Dismemberment"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-green-color has-text-color\" id=\"h-what-is-ad-amp-d-insurance\"><strong>What Is AD&amp;D Insurance?<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Accidental death and dismemberment insurance is a type of life insurance. It pays a benefit when fatal and certain nonfatal accidents occur.<\/p>\n\n\n\n<p>Through TruStage*, ICCU provides AD&amp;D insurance the credit union way. Our members are <strong>guaranteed acceptance<\/strong> \u2014 no physical exam or health questionnaire required.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.trustage.com\/add-insurance\/no-cost-coverage?orgIdentifier=000000004388\" target=\"_blank\" rel=\"noreferrer noopener\">Get a Quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-lg-font-size\" id=\"h-what-does-ad-amp-d-insurance-cover\" style=\"font-style:normal;font-weight:400\"><strong>What Does AD&amp;D Insurance Cover?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Loss of limbs, hearing, speech, and\/or eyesight<\/li>\n\n\n\n<li>Education assistance<\/li>\n\n\n\n<li>Inflation protection<\/li>\n\n\n\n<li>Hospital benefit<\/li>\n\n\n\n<li>Childcare assistance<\/li>\n\n\n\n<li>And more<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"trustage\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-black-color has-text-color\" id=\"h-why-trustage\">Why TruStage?<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-list has-lg-font-size\">\n<li><strong>Over 80 years of experience.<\/strong> TruStage\u2019s underwriter CMFG has been committed to its customers since 1935 and is dedicated to doing the same for years to come.<\/li>\n\n\n\n<li><strong>20 million people protected. <\/strong>TruStage has helped millions of customers get simple and secure insurance policies, consistently earning an \u2018A\u2019 rating (excellent) for financial stability from AM Best**.<\/li>\n\n\n\n<li><strong>Life insurance the credit union way. <\/strong>TruStage partners with over 3,500 credit unions nationwide. Their member-first philosophy is the perfect complement to ICCU\u2019s own mission to help members achieve financial success.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.trustage.com\/?orgIdentifier=000000004388\" target=\"_blank\" rel=\"noreferrer noopener\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"313\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/Accidental-Death-and-Dismemberment_Extra-Details.webp\" alt=\"\" class=\"wp-image-4713\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-xs-font-size\">*TruStage\u00ae AD&amp;D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. AD&amp;D Base Policy Series E10-ADD-2012 and E10a-014-2012<\/p>\n\n\n\n<p class=\"has-xs-font-size\">**CMFG Life Insurance Company is rated \u201cA\u201d (Excellent) as of March 2021 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An \u201cA\u201d rating is the third-highest of 16 ratings.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>What Is AD&amp;D Insurance? Accidental death and dismemberment insurance is a type of life insurance. It pays a benefit when [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4837,"parent":1050,"menu_order":50,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-140","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Accidental Death &amp; Dismemberment - ICCU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iccu.com\/insurance\/accidental-death-dismemberment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Accidental Death &amp; Dismemberment\" \/>\n<meta property=\"og:description\" content=\"What Is AD&amp;D Insurance? 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