{"id":144,"date":"2022-07-19T13:09:43","date_gmt":"2022-07-19T19:09:43","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=144"},"modified":"2026-01-29T16:29:56","modified_gmt":"2026-01-29T23:29:56","slug":"gap","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/insurance\/gap\/","title":{"rendered":"Guaranteed Asset Protection (GAP)"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-vehicle-protection-for-the-worst-case-scenario\"><strong>Vehicle Protection for the Worst-Case Scenario<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">If your car gets totaled or stolen, you could owe more on your auto loan than what regular insurance will cover. That\u2019s where GAP insurance comes in. GAP can minimize (or even remove) the payments you\u2019ll make on a car that no longer exists.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gap-plus-with-deductible-assistance\"><strong>GAP Plus with Deductible Assistance<\/strong><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">GAP Plus will offset the first $1,000 you owe on your next car loan (when financed through ICCU within 60 days of your insurance company\u2019s settlement check).<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/wp-content\/uploads\/gap.pdf\">Download Brochure<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"990\" height=\"775\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/08\/gap_protection.webp\" alt=\"Person standing next to a car with the hood open, using a smartphone, researching GAP Plus coverage from ICCU.\" class=\"wp-image-31544\" style=\"width:410px\" srcset=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/08\/gap_protection.webp 990w, https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/08\/gap_protection-600x470.webp 600w, https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/08\/gap_protection-768x601.webp 768w\" sizes=\"auto, (max-width: 990px) 100vw, 990px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-xs-font-size\">Your purchase of GAP is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Vehicle Protection for the Worst-Case Scenario If your car gets totaled or stolen, you could owe more on your auto [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4644,"parent":1050,"menu_order":60,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-144","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Guaranteed Asset Protection (GAP) - ICCU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iccu.com\/insurance\/gap\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guaranteed Asset Protection (GAP)\" \/>\n<meta property=\"og:description\" content=\"Vehicle Protection for the Worst-Case Scenario If your car gets totaled or stolen, you could owe more on your auto [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.iccu.com\/insurance\/gap\/\" \/>\n<meta property=\"og:site_name\" content=\"ICCU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-29T23:29:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/GAP-Insurance_Hero.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"390\" \/>\n\t<meta property=\"og:image:height\" content=\"293\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Idaho_Central\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.iccu.com\/insurance\/gap\/\",\"url\":\"https:\/\/www.iccu.com\/insurance\/gap\/\",\"name\":\"Guaranteed Asset Protection (GAP) - ICCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.iccu.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.iccu.com\/insurance\/gap\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.iccu.com\/insurance\/gap\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/GAP-Insurance_Hero.webp\",\"datePublished\":\"2022-07-19T19:09:43+00:00\",\"dateModified\":\"2026-01-29T23:29:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.iccu.com\/insurance\/gap\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.iccu.com\/insurance\/gap\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.iccu.com\/insurance\/gap\/#primaryimage\",\"url\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/GAP-Insurance_Hero.webp\",\"contentUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/GAP-Insurance_Hero.webp\",\"width\":390,\"height\":293,\"caption\":\"Dad and son driving\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.iccu.com\/insurance\/gap\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.iccu.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance &#038; 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