{"id":1904,"date":"2022-11-10T10:14:50","date_gmt":"2022-11-10T17:14:50","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=1904"},"modified":"2026-01-29T15:40:05","modified_gmt":"2026-01-29T22:40:05","slug":"rhs","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/home-loans\/rhs\/","title":{"rendered":"Rural Housing Loans"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-get-out-of-town-with-these-benefits\"><strong>Get Out of Town With These Benefits<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-lg-font-size\">If you\u2019re looking to live out of town then a Rural Housing Loan is the perfect fit. Even with low-to-moderate income, you can enjoy a great interest rate and purchase a home within eligible rural areas or communities. This loan is offered through USDA Rural Housing Services (RHS).<\/p>\n\n\n\n<div id=\"block_7cc98d01981781cf69cd771747804288\" class=\"js-button-group is-horizontal justify-left \">\n  \n\n<button id=\"block_42dccb3f090a6a77aab954f71602e9e2\" class=\"js-button \" onclick=oao.open('%\/blend','MTG-MRHS')>Mortgage Portal<\/button>\n\n\n\n\n<button id=\"block_719267172c8143853b5eba3adde968f2\" class=\"js-button is-style-link\" onclick=oao.open('\/loans\/home-loans\/mortgage-loan-officers\/')>Contact Loan Officer<\/button>\n\n\n\n<\/div>\n\n\n\n\n\n\n<p class=\"has-green-color has-text-color has-link-color has-sm-font-size wp-elements-b69778e617083460af0329e62146c749\"><a onclick=\"oao.open('%\/blend','MTG-MRHS','continue')\"><u>Already started an application? Continue here.<\/u><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-term-options\" style=\"font-style:normal;font-weight:400\">Term Options<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>30 Years<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-down-payment\" style=\"font-style:normal;font-weight:400\">Down Payment<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>$0<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-eligible-properties\" style=\"font-style:normal;font-weight:400\">Eligible Properties<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>Purchase, Primary Residence<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-purchase-your-home-with-confidence\">Purchase Your Home With Confidence<\/h2>\n\n\n\n<p class=\"has-lg-font-size\">We want to help you through the loan process and get you resting comfortably in your home as soon as possible. Our highly trained, friendly staff understands the housing market where you want to live. After all, we live here, too. We\u2019re available to help during extended hours and on Saturdays.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-fast-local-decisions\">Fast, Local Decisions<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Local underwriting<\/li>\n\n\n\n<li>Fast approvals<\/li>\n\n\n\n<li>Fast closing, usually within 30 days<\/li>\n\n\n\n<li>Local servicing on most loans<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-save-money\">Save Money<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Low, affordable interest rates<\/li>\n\n\n\n<li>No initial loan application fees<\/li>\n\n\n\n<li>Low mortgage insurance premiums<\/li>\n\n\n\n<li>No origination fee loan options<\/li>\n\n\n\n<li>Extended rate lock options available from 90 to 360 days<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"412\" height=\"315\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Rural-Housing_Benefits.webp\" alt=\"\" class=\"wp-image-3469\" style=\"width:410px;height:313px\"\/><\/figure>\n\n\n\n<div id=\"block_c9f399ccdf9a834567b2d4f8748847b7\" class=\"js-button-group is-horizontal justify-center \">\n  \n\n<button id=\"block_42dccb3f090a6a77aab954f71602e9e2\" class=\"js-button \" onclick=oao.open('%\/blend','MTG-MRHS')>Mortgage Portal<\/button>\n\n\n\n\n<button id=\"block_719267172c8143853b5eba3adde968f2\" class=\"js-button is-style-link\" onclick=oao.open('\/loans\/home-loans\/mortgage-loan-officers\/')>Contact Loan Officer<\/button>\n\n\n\n<\/div>\n\n\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color has-link-color wp-elements-0dd316129af32b858dd8691491ed5375\">Mortgage Calculator<\/h2>\n\n\n\n<p class=\"has-text-align-left\">How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment, including your mortgage\u2019s principal and interest payments as well as insurance and taxes.<\/p>\n\n\n\n<div class='chimney_calc' data-guid='88a34a2b-0e33-4223-a196-2b1924117d96'><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"rates\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center has-black-color has-text-color\" id=\"h-personalized-rate-quote\">Personalized Rate Quote<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center has-lg-font-size\">Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/quickquote-consumer.optimalblue.com\/?mobile=true&amp;clientId=3833383237&amp;userId=363937373638&amp;formId=33333431&amp;embedded=false\" target=\"_blank\" rel=\"noreferrer noopener\"> Get My Personalized Rate Quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Get Out of Town With These Benefits If you\u2019re looking to live out of town then a Rural Housing Loan [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3468,"parent":665,"menu_order":60,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-1904","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rural Housing Loans - ICCU<\/title>\n<meta name=\"description\" content=\"Offered through USDA Rural Housing Services (RHS) you can enjoy a great interest rate and purchase a home within eligible rural areas or communities. 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