{"id":20411,"date":"2025-01-23T15:11:10","date_gmt":"2025-01-23T22:11:10","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=20411"},"modified":"2026-01-27T15:24:10","modified_gmt":"2026-01-27T22:24:10","slug":"home-equity","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/home-equity\/","title":{"rendered":"Home Equity"},"content":{"rendered":"\n
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What is Home Equity?<\/strong><\/h2>\n\n\n\n

Your home\u2019s market value \u2013 mortgage balance = home equity.<\/strong><\/h4>\n\n\n\n

Home equity is the part of your home\u2019s value that you own outright. As you make payments or your property appreciates, your equity grows. The more equity you have, the more you can potentially borrow with a Home Equity Loan or HELOC.<\/p>\n\n\n\n

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View loan options<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Ways to Use Your Equity<\/strong><\/h3>\n\n\n\n

Debt consolidation<\/p>\n\n\n\n

Home remodeling<\/p>\n\n\n\n

Emergency fund<\/p>\n\n\n\n

Education fund<\/p>\n\n\n\n

And more!<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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Home Equity Line of Credit (HELOC)<\/strong><\/strong><\/strong><\/h2>\n\n\n\n

A HELOC is a flexible way to borrow against your home\u2019s equity. With a revolving credit line, you can access funds as needed for expenses like home improvements or debt consolidation. Enjoy low-variable rates and pay interest only on what you use.<\/p>\n\n\n\n

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