{"id":2467,"date":"2018-09-28T15:31:11","date_gmt":"2018-09-28T21:31:11","guid":{"rendered":"https:\/\/iccu.lndo.site\/blog\/uncategorized\/5-money-saving-hacks\/"},"modified":"2025-03-18T15:30:00","modified_gmt":"2025-03-18T21:30:00","slug":"5-money-saving-hacks","status":"publish","type":"post","link":"https:\/\/www.iccu.com\/blog\/financial-education\/5-money-saving-hacks\/","title":{"rendered":"5 Money Saving Hacks"},"content":{"rendered":"<p style=\"text-align: left;\">Saving money doesn&#8217;t have to be complicated.\u00a0 Regardless of where you are at with your personal finances, saving money is doable.\u00a0 You may be surprised how much you can save over time by following a few simple tips.<\/p>\n<p style=\"text-align: left;\"><strong>Save Automatically<\/strong><\/p>\n<p style=\"text-align: left;\">Setting up an automatic transfer for your savings is the best way to save because you aren\u2019t as tempted to spend money that is automatically set aside. This will help keep your savings on track and make it a priority to pay yourself first. You can also set up automatic transfers to pay bills, which eliminates the chance of forgetting to pay and getting charged late fees, which means saving even more! At ICCU, you can set up <a href=\"https:\/\/www.iccu.com\/transfers\" target=\"_blank\" rel=\"noopener\">transfer<\/a> services <a href=\"https:\/\/www.iccu.com\/anytime-access\" target=\"_blank\" rel=\"noopener\">from anywhere<\/a>.<\/p>\n<p style=\"text-align: left;\"><strong>Make a Shopping List and Plan Ahead<\/strong><\/p>\n<p style=\"text-align: left;\">We\u2019ve all been there. You get home from the grocery store with ten things you don\u2019t need and are missing the one item you went there to get. Are you tired of food going to waste? Sit down once a week and make a list of ingredients for meals you\u2019ll prepare for the following week. When you shop with a list, you\u2019ll be less tempted to buy impulse items. You don\u2019t have to stick exactly to your planned meals, but if you at least know the ingredients you have on hand, you\u2019ll be less likely to waste food and make repeat trips to the store.<\/p>\n<p style=\"text-align: left;\"><strong>Use Generic Brands<\/strong><\/p>\n<p style=\"text-align: left;\">Aside from the marketing, generic brands are generally just as good, if not exactly the same, as name brands. Whether it is a box of cereal or some cold medication, you can save big if you go generic.<\/p>\n<p style=\"text-align: left;\"><strong>Look for Tips<\/strong><\/p>\n<p style=\"text-align: left;\">Keep your eyes peeled for saving tips online, in magazines, seminars or books. There are a ton of personal finance resources out there. Find a blogger you love, or money saving boards on Pinterest. ICCU has a ton of tips on <a href=\"https:\/\/www.pinterest.com\/idahocentralcu\/pins\/\" target=\"_blank\" rel=\"noopener\">our Pinterest page<\/a>!<\/p>\n<p style=\"text-align: left;\"><strong>Review Your Budget Weekly<\/strong><\/p>\n<p style=\"text-align: left;\">Making adjustments to your budget as you go along is totally normal. Your budget will fluctuate every month. That\u2019s why it\u2019s important to revisit your budget weekly. Look for where changes should be made and modify your budget accordingly.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saving money doesn&#8217;t have to be complicated.\u00a0 Regardless of where you are at with your personal finances, saving money is doable.\u00a0 You may be surprised how much you can save over time by following a few simple tips.<\/p>\n","protected":false},"author":5,"featured_media":2468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[89],"tags":[101,104,105,130,149],"class_list":["post-2467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education","tag-tips","tag-frugal","tag-saving","tag-money-saving","tag-hacks"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - 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