{"id":3482,"date":"2022-12-06T10:02:25","date_gmt":"2022-12-06T17:02:25","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=3482"},"modified":"2026-01-30T15:01:17","modified_gmt":"2026-01-30T22:01:17","slug":"platinum-variable-rate","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/visa-credit-cards\/platinum-variable-rate\/","title":{"rendered":"Platinum Visa\u00ae Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-green-color has-text-color\" id=\"h-low-variable-interest-rate\"><strong>Low, Variable Interest Rate <\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"293\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Updated_Visa_Platinum_Variable-Rate_Page_Card_Benefit.webp\" alt=\"Women on phone with an iccu credit card\" class=\"wp-image-22151\" srcset=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Updated_Visa_Platinum_Variable-Rate_Page_Card_Benefit.webp 390w, https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Updated_Visa_Platinum_Variable-Rate_Page_Card_Benefit-285x214.webp 285w\" sizes=\"auto, (max-width: 390px) 100vw, 390px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-left has-md-font-size\"><a href=\"\/file\/notices\/platinum-variable-account-opening-disclosure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Platinum Visa Account Disclosure<\/a><br><a href=\"\/file\/notices\/consumer-credit-card-agreement.pdf\">Credit Card Agreement<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">Having a low rate and fewer fees is important when looking for a new credit card. An ICCU Platinum Visa Credit Card gives you purchasing power with more confidence to manage your credit card balance.<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li><a href=\"#rates\">Low, variable interest rate<\/a><\/li>\n\n\n\n<li>No annual fee**<\/li>\n\n\n\n<li>No balance transfer fees**<\/li>\n\n\n\n<li><a href=\"#benefits\">Travel, security and protection benefits<\/a><\/li>\n<\/ul>\n\n\n\n<div id=\"block_fc8d15ab86d1bdca8364bd7c4e579110\" class=\"js-button-group is-horizontal justify-left \">\n  \n\n<button id=\"block_57351b1deddd42c81ee4c816b2f328c3\" class=\"js-button \" onclick=oao.open('CNS-VPLATV','newloan')>Apply Now<\/button>\n\n\n\n\n<button id=\"block_960302d78cfee898807f850b886c2b9a\" class=\"js-button is-style-link\" onclick=oao.open('\/contact\/')>Contact Us<\/button>\n\n\n\n<\/div>\n\n\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-black-color has-white-background-color has-text-color has-background\" id=\"benefits\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-black-color has-text-color\" id=\"h-benefits-with-security\"><strong>Benefits With Security<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-left has-black-color has-text-color\">With an ICCU Platinum Visa Credit Card, you\u2019ll have confidence that your money is safe and secure. Plus, you can have more peace of mind when making daily purchases or when you travel.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-security-amp-protection\">Security &amp; Protection<\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li><a href=\"\/services\/online-banking\/\">Free eBranch Mobile &amp; Online Banking<\/a><\/li>\n\n\n\n<li><a href=\"\/services\/card-control\/\">Free CardControl<\/a><\/li>\n\n\n\n<li><a href=\"\/file\/notices\/identity-theft-protection.pdf\">Identity theft protection<\/a><\/li>\n\n\n\n<li><a href=\"\/services\/card-fraud-monitoring\/\">Free card fraud monitoring<\/a><\/li>\n\n\n\n<li><a href=\"\/file\/notices\/warranty-manager-service.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Warranty manager service<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-travel\">Travel<\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li><a href=\"\/file\/notices\/stand-protection-pkg.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Auto rental insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/file\/notices\/stand-protection-pkg.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Travel accident insurance<\/a><\/li>\n\n\n\n<li><a href=\"\/file\/notices\/stand-protection-pkg.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Travel\/emergency assistance services<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"990\" height=\"775\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Phone_in_Hand_Debit.webp\" alt=\"person checking their phone\" class=\"wp-image-22139\" srcset=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Phone_in_Hand_Debit.webp 990w, https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Phone_in_Hand_Debit-600x470.webp 600w, https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Phone_in_Hand_Debit-768x601.webp 768w\" sizes=\"auto, (max-width: 990px) 100vw, 990px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:52%\">\n<h2 class=\"wp-block-heading alignwide has-text-align-left has-green-color has-text-color has-link-color wp-elements-db30e7fa3d93e0d97987a5cfe2579b86\" id=\"h-take-charge-with-cardcontrol\">Take Charge With CardControl<\/h2>\n\n\n\n<p class=\"has-dark-gray-color has-text-color has-link-color wp-elements-9249a7b18d87fc7a2d1b2db2c6d5ac76\">It\u2019s your money so you deserve to run the controls. With CardControl you can control all your ICCU Visa cards in ICCU\u2019s eBranch Mobile App or Online Banking. Simple, easy, and in control. Keep up the good work!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/services\/card-control\/\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<div id=\"block_ed53a6360104ee0489f785d633fa34a6\" class=\"js-button-group is-vertical justify-left \">\n  \n<\/div>\n\n\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n<section id=\"rates\" class=\"o-rates-table-section is-style-white-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">Visa\u00ae Credit Cards<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: true\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-credit-cards\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Type<\/th>\n\t<th>APR*<\/th>\n\t<th>Grace Period for Purchases<\/th>\n\t<th>Annual Fee**<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"visa-12\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>Premier Rewards<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APR*<\/span>variable rate as low as 17.24%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Grace Period for Purchases<\/span>20 to 25  days<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Annual Fee**<\/span>None<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-VCPR','newloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"visa-14\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>Rewards<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APR*<\/span>variable rate as low as 13.24%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Grace Period for Purchases<\/span>20 to 25 days<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Annual Fee**<\/span>None<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-VCRW','newloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"visa-15\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>Platinum<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APR*<\/span>variable rate as low as 11.24%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Grace Period for Purchases<\/span>20 to 25 days<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Annual Fee**<\/span>None<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-VPLATV','newloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n\n\n\n<div class=\"wp-block-group alignfull has-light-green-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-xs-font-size\">*The annual percentage rates (APR) listed are our best rates. Your rate and\/or term may vary depending on credit history and underwriting criteria. Rates updated daily.<br><br>**APR ranges from \t<span class=\"m-rate m-rate--inline js-rate js-disclosure\" data-disclosure-id=\"4532\"><span class=\"m-rate__value\">11.24%<\/span><\/span> to 24.00% based on card type and creditworthiness. Foreign transaction fee: 1%. Cash advance fee: $10 or 5% of the transaction amount, whichever is greater. Interest on balance transfers and cash advances accrues from the transaction date.<\/p>\n\n\n\n<p class=\"has-xs-font-size\">This card is issued by ICCU pursuant to a license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association and used under license.<\/p>\n\n\n\n<p class=\"has-xs-font-size\">On Approved Credit<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Low, Variable Interest Rate Platinum Visa Account DisclosureCredit Card Agreement Having a low rate and fewer fees is important when [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":22149,"parent":3470,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-3482","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Platinum Visa\u00ae Credit Card - ICCU<\/title>\n<meta name=\"description\" content=\"Our Variable-Rate Platinum Visa Credit Card offers a low, variable interest rate, no annual fees, and no balance transfer fees. 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