{"id":3585,"date":"2022-12-07T09:16:25","date_gmt":"2022-12-07T16:16:25","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=3585"},"modified":"2026-01-28T17:18:55","modified_gmt":"2026-01-29T00:18:55","slug":"visa-secure","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/services\/visa-secure\/","title":{"rendered":"Visa Secure"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading alignfull is-style-h2 has-green-color has-text-color\" id=\"h-what-is-visa-3-d-secure-and-how-does-it-work\">What is Visa 3-D Secure and How Does It Work?<\/h2>\n\n\n\n<p class=\"has-lg-font-size\">The short answer: Better, stronger fraud detection.<\/p>\n\n\n\n<p class=\"has-lg-font-size\">The detailed answer: Formerly known as Verified by Visa, 3-D Secure uses risk-based authentication to protect both buyers and sellers from online fraud. It uses data from merchants, card issuers, and occasionally consumers to identify and prevent suspicious transactions.<\/p>\n\n\n\n<p class=\"has-lg-font-size\">When you see a Visa Secure badge while shopping online, your purchases are protected by Visa. If the system spots a high-risk transaction, it may ask you for extra verification. This happens rarely, as approximately 95% of purchases are considered low risk.<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/usa.visa.com\/products\/visa-secure.html\" target=\"_blank\" rel=\"noreferrer noopener\">Find Out More<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-how-do-i-sign-up\">How do I sign up?<\/h2>\n\n\n\n<p class=\"has-lg-font-size\">This service is automatically built in to ICCU members\u2019 Visa credit and debit cards \u2014 no sign up or fee required. Visa 3-D Secure works in the background, automatically protecting you from fraud while you shop.<\/p>\n\n\n\n<h3 class=\"wp-block-heading is-style-h3 has-dark-green-color has-text-color has-md-font-size\" id=\"h-benefits-of-visa-3-d-secure\" style=\"font-style:normal;font-weight:400\">Benefits of Visa 3-D Secure<\/h3>\n\n\n\n<ul class=\"is-style-default has-lg-font-size wp-block-list\">\n<li>Faster checkout<\/li>\n\n\n\n<li>Zero liability*<\/li>\n\n\n\n<li>Accepted globally<\/li>\n\n\n\n<li>Accessible on desktop, mobile, and other digital devices<\/li>\n\n\n\n<li>No sign up required<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons alignwide is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/usa.visa.com\/products\/visa-secure.html\" target=\"_blank\" rel=\"noreferrer noopener\">Find Out More<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-xs-font-size\">*<em>Visa\u2019s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions, or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>What is Visa 3-D Secure and How Does It Work? The short answer: Better, stronger fraud detection. The detailed answer: [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":22241,"parent":31,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-3585","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Visa Secure - ICCU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iccu.com\/services\/visa-secure\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Visa Secure\" \/>\n<meta property=\"og:description\" content=\"What is Visa 3-D Secure and How Does It Work? The short answer: Better, stronger fraud detection. The detailed answer: [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.iccu.com\/services\/visa-secure\/\" \/>\n<meta property=\"og:site_name\" content=\"ICCU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-29T00:18:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"990\" \/>\n\t<meta property=\"og:image:height\" content=\"775\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Idaho_Central\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.iccu.com\/services\/visa-secure\/\",\"url\":\"https:\/\/www.iccu.com\/services\/visa-secure\/\",\"name\":\"Visa Secure - ICCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.iccu.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.iccu.com\/services\/visa-secure\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.iccu.com\/services\/visa-secure\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp\",\"datePublished\":\"2022-12-07T16:16:25+00:00\",\"dateModified\":\"2026-01-29T00:18:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.iccu.com\/services\/visa-secure\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.iccu.com\/services\/visa-secure\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.iccu.com\/services\/visa-secure\/#primaryimage\",\"url\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp\",\"contentUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp\",\"width\":990,\"height\":775,\"caption\":\"women holding her ICCU credit card\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.iccu.com\/services\/visa-secure\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.iccu.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/www.iccu.com\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Visa Secure\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.iccu.com\/#website\",\"url\":\"https:\/\/www.iccu.com\/\",\"name\":\"ICCU\",\"description\":\"Looking after your daily balance.\",\"publisher\":{\"@id\":\"https:\/\/www.iccu.com\/#organization\"},\"alternateName\":\"ICCU\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.iccu.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.iccu.com\/#organization\",\"name\":\"ICCU\",\"url\":\"https:\/\/www.iccu.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png\",\"contentUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png\",\"width\":696,\"height\":696,\"caption\":\"ICCU\"},\"image\":{\"@id\":\"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\",\"https:\/\/x.com\/Idaho_Central\",\"https:\/\/www.youtube.com\/idahocentralcu\",\"https:\/\/www.linkedin.com\/company\/idahocentralcreditunion\/\",\"https:\/\/www.instagram.com\/idahocentralcu\/\"],\"description\":\"ICCU is a state-chartered credit union in the western United States, headquartered in Chubbuck, Idaho. Whether you\u2019re banking in the branch or banking on the go, ICCU is looking after your daily balance. Get great rates on auto and home loans. Check out our Visa Rewards Cards. Discover more perks with Central Plus Checking. Bank your way with drive-thru, ATM, live video chat, mobile banking. Open Saturdays. We also offer investment, insurance, and business solutions. As a member of ICCU, you\u2019ll have a financial leader that\u2019s helping you achieve financial success. Routing Number: 324173626. NMLS ID: 433926.\",\"email\":\"memberservice@iccu.com\",\"telephone\":\"(800) 456-5067\",\"foundingDate\":\"1940-06-28\",\"taxID\":\"82-0217065\",\"duns\":\"108135278\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Visa Secure - ICCU","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.iccu.com\/services\/visa-secure\/","og_locale":"en_US","og_type":"article","og_title":"Visa Secure","og_description":"What is Visa 3-D Secure and How Does It Work? The short answer: Better, stronger fraud detection. The detailed answer: [&hellip;]","og_url":"https:\/\/www.iccu.com\/services\/visa-secure\/","og_site_name":"ICCU","article_publisher":"https:\/\/www.facebook.com\/IdahoCentralCreditUnion","article_modified_time":"2026-01-29T00:18:55+00:00","og_image":[{"width":990,"height":775,"url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@Idaho_Central","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.iccu.com\/services\/visa-secure\/","url":"https:\/\/www.iccu.com\/services\/visa-secure\/","name":"Visa Secure - ICCU","isPartOf":{"@id":"https:\/\/www.iccu.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.iccu.com\/services\/visa-secure\/#primaryimage"},"image":{"@id":"https:\/\/www.iccu.com\/services\/visa-secure\/#primaryimage"},"thumbnailUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp","datePublished":"2022-12-07T16:16:25+00:00","dateModified":"2026-01-29T00:18:55+00:00","breadcrumb":{"@id":"https:\/\/www.iccu.com\/services\/visa-secure\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.iccu.com\/services\/visa-secure\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.iccu.com\/services\/visa-secure\/#primaryimage","url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp","contentUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/04\/Visa_Secure_Online_Hero.webp","width":990,"height":775,"caption":"women holding her ICCU credit card"},{"@type":"BreadcrumbList","@id":"https:\/\/www.iccu.com\/services\/visa-secure\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.iccu.com\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/www.iccu.com\/services\/"},{"@type":"ListItem","position":3,"name":"Visa Secure"}]},{"@type":"WebSite","@id":"https:\/\/www.iccu.com\/#website","url":"https:\/\/www.iccu.com\/","name":"ICCU","description":"Looking after your daily balance.","publisher":{"@id":"https:\/\/www.iccu.com\/#organization"},"alternateName":"ICCU","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.iccu.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.iccu.com\/#organization","name":"ICCU","url":"https:\/\/www.iccu.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png","contentUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png","width":696,"height":696,"caption":"ICCU"},"image":{"@id":"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IdahoCentralCreditUnion","https:\/\/x.com\/Idaho_Central","https:\/\/www.youtube.com\/idahocentralcu","https:\/\/www.linkedin.com\/company\/idahocentralcreditunion\/","https:\/\/www.instagram.com\/idahocentralcu\/"],"description":"ICCU is a state-chartered credit union in the western United States, headquartered in Chubbuck, Idaho. Whether you\u2019re banking in the branch or banking on the go, ICCU is looking after your daily balance. Get great rates on auto and home loans. Check out our Visa Rewards Cards. Discover more perks with Central Plus Checking. Bank your way with drive-thru, ATM, live video chat, mobile banking. Open Saturdays. We also offer investment, insurance, and business solutions. As a member of ICCU, you\u2019ll have a financial leader that\u2019s helping you achieve financial success. Routing Number: 324173626. NMLS ID: 433926.","email":"memberservice@iccu.com","telephone":"(800) 456-5067","foundingDate":"1940-06-28","taxID":"82-0217065","duns":"108135278","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"_links":{"self":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/3585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/comments?post=3585"}],"version-history":[{"count":23,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/3585\/revisions"}],"predecessor-version":[{"id":15857,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/3585\/revisions\/15857"}],"up":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/31"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/media\/22241"}],"wp:attachment":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/media?parent=3585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}