{"id":3837,"date":"2022-12-09T15:38:47","date_gmt":"2022-12-09T22:38:47","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=3837"},"modified":"2025-11-05T17:19:13","modified_gmt":"2025-11-06T00:19:13","slug":"credit-union-difference","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/membership\/credit-union-difference\/","title":{"rendered":"The Credit Union Difference"},"content":{"rendered":"\n
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Member Owned<\/h2>\n\n\n\n

At ICCU you may notice we don\u2019t call you a customer, but rather a member. Since credit unions have certain requirements to set up an account, you also become an owner in the credit union. In addition, a credit union has a board of directors who are un-paid volunteers to help guide the direction of the credit union.<\/p>\n\n\n\n

If you\u2019re not yet a member of ICCU, you should be! We love our members and helping them achieve financial success. Become a member today!<\/p>\n\n\n\n

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Become a member<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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High Service Expectations<\/strong><\/h2>\n\n\n\n

With most credit unions, and especially at ICCU, we focus our efforts on providing outstanding service for you and your banking needs. Credit unions are focused on members because they are a not-for-profit organization. They understand that because the credit union is owned by its members, it is important to treat them right. Contact us<\/a> or visit a local ICCU branch and we\u2019ll greet you with a smile. It\u2019s our pleasure to serve you!<\/p>\n\n\n\n

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View Branch Locations<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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Low Rates & Fees<\/strong><\/strong><\/h2>\n\n\n\n

One of the best things about banking with a credit union is that, because we are not-for-profit, we are able take earnings and return them to members through lower rates on loans, higher rates on deposits, and little-to-no fees on your accounts. ICCU prides itself on low, or no, fees for our members. We know that seeing a fee in your account and wondering why you have it is annoying and expensive. Unlike banks, we don\u2019t have all the fine print or hidden fees.<\/p>\n\n\n\n

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Open An Account<\/a><\/div>\n\n\n\n
View Rates<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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Make the Switch<\/strong><\/strong><\/h2>\n\n\n\n

Now that you know a little more about the difference between a bank and a credit union,  what are you waiting for? Once you\u2019re an ICCU member you\u2019ll enjoy all our great products, services, and tools to help you achieve financial success. Let\u2019s get started!<\/p>\n\n\n\n

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Make the Switch<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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\"\"<\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

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