{"id":632,"date":"2022-08-16T14:30:46","date_gmt":"2022-08-16T20:30:46","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=632"},"modified":"2026-01-29T16:25:33","modified_gmt":"2026-01-29T23:25:33","slug":"certificates-of-deposit","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/accounts\/savings\/certificates-of-deposit\/","title":{"rendered":"Certificates of Deposit"},"content":{"rendered":"\n
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Save More With CDs<\/h2>\n<\/div>\n<\/div>\n\n\n\n
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An ICCU Certificate of Deposit (CD) is a great way to enjoy higher returns on deposited money with little risk. You agree to set money aside for a term ranging from 6 to 60 months and earn a fixed interest rate in return. When the term ends, decide to cash out or renew your CD and keep watching your money grow.<\/p>\n\n\n\n

Become a CD ladder pro! Strategically open multiple CDs with different maturity dates and earn higher APYs with longer terms. Use our CD Ladder Calculator to learn more.<\/p>\n\n\n\n

CD Ladder Calculator<\/a>
Certificate of Deposit Calculator<\/a><\/p>\n\n\n\n

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See the Options<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Minimum Balance to Open<\/h3>\n\n\n\n

$500<\/strong><\/p>\n\n\n\n

Renewal Grace Period<\/h3>\n\n\n\n

10 Days<\/strong><\/p>\n\n\n\n

Deposits<\/h3>\n\n\n\n

1-time additional deposit in first 60 days<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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Expand Your Financial Well-Being with Personalized CDs<\/h2>\n\n\n\n

Opening an ICCU Certificate of Deposit (CD) is a great way to strengthen your financial wellness. Pick a competitive rate and term that fits your needs, then sit back and watch your money grow.<\/p>\n\n\n

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    6-Month Promo CD<\/h2>\n

    \n \t3.85%<\/span><\/span> APY*<\/span>\n <\/p>\n