{"id":665,"date":"2022-08-22T09:11:30","date_gmt":"2022-08-22T15:11:30","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=665"},"modified":"2026-01-29T16:24:29","modified_gmt":"2026-01-29T23:24:29","slug":"home-loans","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/home-loans\/","title":{"rendered":"Mortgages &#038; Home Loans"},"content":{"rendered":"<div id=\"navbar\" class=\"m-navbar \">\n    <ul>\n                    <li>\n                <a href=\"#benefits\">Benefits<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#buying\">Buying<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#refinancing\">Refinancing<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#construction\">Construction<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#home-equity\">Home Equity<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#application\">Application Process<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#rates\">Rates<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#calculator\">Calculator<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#contact\">Contact<\/a>\n            <\/li>\n            <\/ul>\n<\/div>\n<div id=\"navbar-spacer\"><\/div>\n\n\n<section id=\"benefits\" class=\"o-benefits is-style-green-130-with-stripes\">\n    <div class=\"o-benefits__inner\">\n        <h2 class=\"o-benefits__heading\">Benefits that Go Above and Beyond<\/h2>\n        <div class=\"o-benefits__benefit-cards\">\n            <ul class=\"o-benefits__benefit-card-grid\">\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-pencil\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Local Underwriting &#038; Servicing<\/h3>\n                            <p class=\"m-benefit-card__description\">We know our markets.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-comment-dollar\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Low Fees<\/h3>\n                            <p class=\"m-benefit-card__description\">Let\u2019s save you money!<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-hand-holding-seedling\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">First-Time Homebuyer<\/h3>\n                            <p class=\"m-benefit-card__description\">Little to no money-down options.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-badge-check\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Fast Approvals<\/h3>\n                            <p class=\"m-benefit-card__description\">Your time is precious.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-lock-keyhole\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Extended Rate Lock<\/h3>\n                            <p class=\"m-benefit-card__description\">We offer 90-to 365-day options.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-stopwatch\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Fast Closings<\/h3>\n                            <p class=\"m-benefit-card__description\">Most loans close within 30 days!<\/p>\n                        <\/div>\n                    <\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignwide\" id=\"products\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading alignwide has-text-align-center\" id=\"h-are-you-ready\">Are you ready?<\/h2>\n\n\n\n<p class=\"has-text-align-center is-style-wide\">Start or continue your home loan application through the mortgage portal or <br>view our loan options for <a href=\"#buying\">buying,<\/a> <a href=\"#refinancing\">refinancing,<\/a> <a href=\"#construction\">construction,<\/a> and <a href=\"#home-equity\">home equity<\/a>.<\/p>\n\n\n\n<div id=\"block_3a4e674e65dee188912024ab7dee1055\" class=\"js-button-group is-vertical justify-center \">\n  \n\n<button id=\"block_08747d765947fd0fe9514fa8ae798957\" class=\"js-button \" onclick=oao.open('%\/blend','MTG-MTG')>Mortgage Portal<\/button>\n\n\n\n<\/div>\n\n\n\n<\/div><\/div>\n\n\n\n<div id=\"buying\"><br><\/div>\n\n\n<section id=\"block_e65b7917a0361df6e5413997694f97ae\" class=\"o-programs \">\n    \n            <section  class=\"o-programs__group\">\n            <div class=\"o-programs__group-inner\">\n                                    <span class=\"o-programs__top o-programs__top--flex \">\n                                                    <span>\n                                <h3 class=\"o-programs__group-heading\">Buying<\/h3>\n                            <\/span>\n                                                                                                            <span>\n                                    <button class=\"js-button o-programs__cta-link a-button is-style-primary-small\" onClick=oao.open('%\/blend','MTG-MTG')>Mortgage Portal <i class=\"fa-regular fa-arrow-right\"><\/i><\/button>\n                                <\/span>\n                                                                            \n                    <\/span>\n                                <ul class=\"o-programs__grid\">\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/fixed-rate-home-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/Conventional_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"A family baking dinner together\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Fixed-Rate Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You want a stable monthly payment for the long term.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MTG')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/biweekly-home-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Biweekly_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Family sitting on their front porch\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Biweekly Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You want to refinance your home for a more flexible payment schedule.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MBIF')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/adjustable-rate-mortgage\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/ARM_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Mother letting toddler play on piano\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Adjustable-Rate Mortgages<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You plan to move or pay off your loan in a short amount of time.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MARM')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/first-time-homebuyer\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/First-Time-Homebuyer_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Couple holding a house key\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">First-Time Homebuyer Programs<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are buying your first home.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MFTH')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/fha\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Federal-Housing-Administration_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Modern starter home\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">FHA Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to purchase or refinance a home with flexible options.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MFHA')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/va\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Veteran-Affairs_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"House with an American Flag hanging outside\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">VA Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are a qualified military member and purchasing or refinancing a home.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MVA')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/rhs\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Rural-Housing-Services_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Mom and kids painting a picture while sitting on their lawn\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Rural Housing Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to purchase a home in a rural community.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MRHS')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/jumbo-mortgage\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Jumbo_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"beautiful house in summer\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Jumbo Mortgage Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are purchasing or refinancing a home with a larger price tag.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MJUM')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/condo-mortgage\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Condo_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Couch with two accent pillows\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Condo Mortgage Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are purchasing or refinancing a condominium.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MCND')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                    <\/ul>\n            <\/div>\n\n                    <\/section>\n    <\/section>\n\n\n\n<div id=\"refinancing\"><br><\/div>\n\n\n<section id=\"block_fbba25b7fb3e119cbe8db87aab8af998\" class=\"o-programs \">\n    \n            <section  class=\"o-programs__group\">\n            <div class=\"o-programs__group-inner\">\n                                    <span class=\"o-programs__top o-programs__top--flex \">\n                                                    <span>\n                                <h3 class=\"o-programs__group-heading\">Refinancing<\/h3>\n                            <\/span>\n                                                                                                            <span>\n                                    <button class=\"js-button o-programs__cta-link a-button is-style-primary-small\" onClick=oao.open('%\/blend','MTG-MTG')>Mortgage Portal <i class=\"fa-regular fa-arrow-right\"><\/i><\/button>\n                                <\/span>\n                                                                            \n                    <\/span>\n                                <ul class=\"o-programs__grid\">\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/freedom-mortgage\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Freedom_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Dad with Daughter sitting on his shoulders smiling\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Freedom Mortgage<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to refinance your home into a shorter term with no fees.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MFRE')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/fixed-rate-home-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/Conventional_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"A family baking dinner together\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Fixed-Rate Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You want a stable monthly payment for the long term.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MTG')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/biweekly-home-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Biweekly_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Family sitting on their front porch\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Biweekly Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You want to refinance your home for a more flexible payment schedule.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MBIF')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/adjustable-rate-mortgage\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/ARM_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Mother letting toddler play on piano\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Adjustable-Rate Mortgages<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You plan to move or pay off your loan in a short amount of time.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MARM')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/jumbo-mortgage\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Jumbo_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"beautiful house in summer\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Jumbo Mortgage Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are purchasing or refinancing a home with a larger price tag.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MJUM')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/fha\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Federal-Housing-Administration_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Modern starter home\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">FHA Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to purchase or refinance a home with flexible options.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MFHA')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/va\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Veteran-Affairs_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"House with an American Flag hanging outside\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">VA Home Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are a qualified military member and purchasing or refinancing a home.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MVA')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                    <\/ul>\n            <\/div>\n\n                    <\/section>\n    <\/section>\n\n\n\n<div id=\"construction\"><br><\/div>\n\n\n<section id=\"block_85741a4e25f5e9bbd385b5c70c449a7e\" class=\"o-programs \">\n    \n            <section  class=\"o-programs__group\">\n            <div class=\"o-programs__group-inner\">\n                                    <span class=\"o-programs__top o-programs__top--flex \">\n                                                    <span>\n                                <h3 class=\"o-programs__group-heading\">Construction<\/h3>\n                            <\/span>\n                                                                                                            <span>\n                                    <button class=\"js-button o-programs__cta-link a-button is-style-primary-small\" onClick=oao.open('%\/blend','MTG-MTG')>Mortgage Portal <i class=\"fa-regular fa-arrow-right\"><\/i><\/button>\n                                <\/span>\n                                                                            \n                    <\/span>\n                                <ul class=\"o-programs__grid\">\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Wood frame of a house being built\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Construction Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to build your dream home.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MCON')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/land-lot-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Land_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Open field at dusk\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Land &#038; Lot Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You plan to build and need a loan for the land.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','MTG-MLOT')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                    <\/ul>\n            <\/div>\n\n                    <\/section>\n    <\/section>\n\n\n\n<div id=\"home-equity\"><br><\/div>\n\n\n<section id=\"block_039aa9b3eaf2a78fe3daefc716c7361f\" class=\"o-programs \">\n    \n            <section  class=\"o-programs__group\">\n            <div class=\"o-programs__group-inner\">\n                                    <span class=\"o-programs__top  \">\n                                                    <span>\n                                <h3 class=\"o-programs__group-heading\">Home Equity<\/h3>\n                            <\/span>\n                                                                                                                            \n                    <\/span>\n                                <ul class=\"o-programs__grid\">\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-equity\/home-equity-line-of-credit\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Home-Equity-Line-of-Credit_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Couple reading floor plans together\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Home Equity Line of Credit<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You want a line of credit borrowed against the equity of your home.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('CNS-HEIO','newhelocloan')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-equity\/home-equity-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/01\/product-image-home-equity-loans-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"A child watching her mother work on home renovations\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Fixed-Rate Home Equity Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to take a loan from your home&#8217;s equity<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n            <button class=\"m-program-card__apply-now a-button a-button--full-width\" onclick=\"oao.open('%\/blend','CNS-HERC')\">Apply Now<\/button>\n    <\/article>\n                                                    <\/li>\n                                    <\/ul>\n            <\/div>\n\n                    <\/section>\n    <\/section>\n\n\n\n<style>\r\n.entry-content .wp-block-group p, .entry-content>p {\r\n    padding: 0;\r\n}\r\n\r\n@media (min-width: 768px) {\r\n    .o-programs {\r\n        padding-bottom: 0;\r\n    }\r\n}\r\n\r\n<\/style>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"application\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color has-link-color wp-elements-e23d33844677210c0e108f61d234dd94\" id=\"h-application-process\">Application Process<\/h2>\n\n\n\n<p class=\"has-text-align-left\">Start or continue your new loan application through ICCU&#8217;s <strong>Mortgage Portal<\/strong>. Explore a variety of loan options tailored to your needs and connect with one of our Mortgage Loan Officers. Whether you\u2019re applying for a loan to purchase your first home or looking to refinance your current mortgage, ICCU is here to help you achieve financial success.<\/p>\n\n\n\n<div id=\"block_d50884e8a4f320ab2e6955d5771c8b52\" class=\"js-button-group is-horizontal justify-left \">\n  \n\n<button id=\"block_08747d765947fd0fe9514fa8ae798957\" class=\"js-button \" onclick=oao.open('%\/blend','MTG-MTG')>Mortgage Portal<\/button>\n\n\n\n\n<button id=\"block_d646628248c84f764ab3726b61e80fd0\" class=\"js-button is-style-link\" onclick=oao.open('\/loans\/home-loans\/mortgage-loan-officers\/')>Contact Loan Officer<\/button>\n\n\n\n<\/div>\n\n\n\n\n\n\n<p class=\"has-green-color has-text-color has-link-color has-sm-font-size wp-elements-cc98cc6f5681f5b5dbe33fc2c271c1eb\"><a onclick=\"oao.open('%\/blend','MTG-MTG','continue')\"><u>Already started an application? Continue here.<\/u><\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-transparent-background-color has-background\" id=\"rates\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-black-color has-text-color\" id=\"h-personalized-rate-quote\">Personalized Rate Quote<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/quickquote-consumer.optimalblue.com\/?mobile=true&amp;clientId=3833383237&amp;userId=363937373638&amp;formId=33333431&amp;embedded=false\" target=\"_blank\" rel=\"noreferrer noopener\"> Get My Personalized Rate Quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"calculator\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color has-link-color wp-elements-0dd316129af32b858dd8691491ed5375\">Mortgage Calculator<\/h2>\n\n\n\n<p class=\"has-text-align-left\">How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment, including your mortgage\u2019s principal and interest payments as well as insurance and taxes.<\/p>\n\n\n\n<div class='chimney_calc' data-guid='88a34a2b-0e33-4223-a196-2b1924117d96'><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-transparent-background-color has-background\" id=\"contact\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-green-color has-text-color\" id=\"h-contact-us\">Contact Us<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"313\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/06\/Financial_Advisors_Contact_updated.webp\" alt=\"Man talking with someone on his computer\" class=\"wp-image-22767\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">Have questions? Our Mortgage Loan Officers are ready to help. Feel free to give us a call or email regarding any of your mortgage needs. We love questions!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/loans\/home-loans\/mortgage-loan-officers\/\">Find a Mortgage Loan Officer<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"resources\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-black-color has-text-color\" id=\"h-my-credit\">My Credit<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">Ever wonder what your credit score is or how to improve it? Well, let\u2019s introduce you to My Credit! With a simple click you can check your credit score each time you <a href=\"\/services\/online-banking\/\">log into eBranch<\/a>. And yes, it\u2019s all free. Awesome credit score here you come!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/services\/my-credit\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"293\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/My-Credit_Hero.webp\" alt=\"Person checking their credit on their phone\" class=\"wp-image-4748\" srcset=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/My-Credit_Hero.webp 390w, https:\/\/www.iccu.com\/wp-content\/uploads\/2023\/01\/My-Credit_Hero-285x214.webp 285w\" sizes=\"auto, (max-width: 390px) 100vw, 390px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you ready? Start or continue your home loan application through the mortgage portal or view our loan options for [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1842,"parent":27,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"product-family-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-665","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Mortgages &amp; Home Loans - ICCU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgages &amp; Home Loans\" \/>\n<meta property=\"og:description\" content=\"Are you ready? Start or continue your home loan application through the mortgage portal or view our loan options for [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.iccu.com\/loans\/home-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"ICCU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-29T23:24:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"990\" \/>\n\t<meta property=\"og:image:height\" content=\"755\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Idaho_Central\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/\",\"url\":\"https:\/\/www.iccu.com\/loans\/home-loans\/\",\"name\":\"Mortgages & Home Loans - ICCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.iccu.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp\",\"datePublished\":\"2022-08-22T15:11:30+00:00\",\"dateModified\":\"2026-01-29T23:24:29+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.iccu.com\/loans\/home-loans\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/#primaryimage\",\"url\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp\",\"contentUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp\",\"width\":990,\"height\":755,\"caption\":\"Women standing next to welcome home mat\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.iccu.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loans\",\"item\":\"https:\/\/www.iccu.com\/loans\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mortgages &#038; Home Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.iccu.com\/#website\",\"url\":\"https:\/\/www.iccu.com\/\",\"name\":\"ICCU\",\"description\":\"Looking after your daily balance.\",\"publisher\":{\"@id\":\"https:\/\/www.iccu.com\/#organization\"},\"alternateName\":\"ICCU\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.iccu.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.iccu.com\/#organization\",\"name\":\"ICCU\",\"url\":\"https:\/\/www.iccu.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png\",\"contentUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png\",\"width\":696,\"height\":696,\"caption\":\"ICCU\"},\"image\":{\"@id\":\"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\",\"https:\/\/x.com\/Idaho_Central\",\"https:\/\/www.youtube.com\/idahocentralcu\",\"https:\/\/www.linkedin.com\/company\/idahocentralcreditunion\/\",\"https:\/\/www.instagram.com\/idahocentralcu\/\"],\"description\":\"ICCU is a state-chartered credit union in the western United States, headquartered in Chubbuck, Idaho. Whether you\u2019re banking in the branch or banking on the go, ICCU is looking after your daily balance. Get great rates on auto and home loans. Check out our Visa Rewards Cards. Discover more perks with Central Plus Checking. Bank your way with drive-thru, ATM, live video chat, mobile banking. Open Saturdays. We also offer investment, insurance, and business solutions. As a member of ICCU, you\u2019ll have a financial leader that\u2019s helping you achieve financial success. Routing Number: 324173626. NMLS ID: 433926.\",\"email\":\"memberservice@iccu.com\",\"telephone\":\"(800) 456-5067\",\"foundingDate\":\"1940-06-28\",\"taxID\":\"82-0217065\",\"duns\":\"108135278\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Mortgages & Home Loans - ICCU","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.iccu.com\/loans\/home-loans\/","og_locale":"en_US","og_type":"article","og_title":"Mortgages & Home Loans","og_description":"Are you ready? Start or continue your home loan application through the mortgage portal or view our loan options for [&hellip;]","og_url":"https:\/\/www.iccu.com\/loans\/home-loans\/","og_site_name":"ICCU","article_publisher":"https:\/\/www.facebook.com\/IdahoCentralCreditUnion","article_modified_time":"2026-01-29T23:24:29+00:00","og_image":[{"width":990,"height":755,"url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@Idaho_Central","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.iccu.com\/loans\/home-loans\/","url":"https:\/\/www.iccu.com\/loans\/home-loans\/","name":"Mortgages & Home Loans - ICCU","isPartOf":{"@id":"https:\/\/www.iccu.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.iccu.com\/loans\/home-loans\/#primaryimage"},"image":{"@id":"https:\/\/www.iccu.com\/loans\/home-loans\/#primaryimage"},"thumbnailUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp","datePublished":"2022-08-22T15:11:30+00:00","dateModified":"2026-01-29T23:24:29+00:00","breadcrumb":{"@id":"https:\/\/www.iccu.com\/loans\/home-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.iccu.com\/loans\/home-loans\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.iccu.com\/loans\/home-loans\/#primaryimage","url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp","contentUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/11\/mortgages-parent-hero-large.webp","width":990,"height":755,"caption":"Women standing next to welcome home mat"},{"@type":"BreadcrumbList","@id":"https:\/\/www.iccu.com\/loans\/home-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.iccu.com\/"},{"@type":"ListItem","position":2,"name":"Loans","item":"https:\/\/www.iccu.com\/loans\/"},{"@type":"ListItem","position":3,"name":"Mortgages &#038; Home Loans"}]},{"@type":"WebSite","@id":"https:\/\/www.iccu.com\/#website","url":"https:\/\/www.iccu.com\/","name":"ICCU","description":"Looking after your daily balance.","publisher":{"@id":"https:\/\/www.iccu.com\/#organization"},"alternateName":"ICCU","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.iccu.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.iccu.com\/#organization","name":"ICCU","url":"https:\/\/www.iccu.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png","contentUrl":"https:\/\/www.iccu.com\/wp-content\/uploads\/2025\/03\/ICCU-logo-2color_696x696.png","width":696,"height":696,"caption":"ICCU"},"image":{"@id":"https:\/\/www.iccu.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IdahoCentralCreditUnion","https:\/\/x.com\/Idaho_Central","https:\/\/www.youtube.com\/idahocentralcu","https:\/\/www.linkedin.com\/company\/idahocentralcreditunion\/","https:\/\/www.instagram.com\/idahocentralcu\/"],"description":"ICCU is a state-chartered credit union in the western United States, headquartered in Chubbuck, Idaho. Whether you\u2019re banking in the branch or banking on the go, ICCU is looking after your daily balance. Get great rates on auto and home loans. Check out our Visa Rewards Cards. Discover more perks with Central Plus Checking. Bank your way with drive-thru, ATM, live video chat, mobile banking. Open Saturdays. We also offer investment, insurance, and business solutions. As a member of ICCU, you\u2019ll have a financial leader that\u2019s helping you achieve financial success. Routing Number: 324173626. NMLS ID: 433926.","email":"memberservice@iccu.com","telephone":"(800) 456-5067","foundingDate":"1940-06-28","taxID":"82-0217065","duns":"108135278","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"_links":{"self":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/comments?post=665"}],"version-history":[{"count":111,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/665\/revisions"}],"predecessor-version":[{"id":33544,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/665\/revisions\/33544"}],"up":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/pages\/27"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/media\/1842"}],"wp:attachment":[{"href":"https:\/\/www.iccu.com\/wp-json\/wp\/v2\/media?parent=665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}