{"id":86,"date":"2022-07-19T13:01:22","date_gmt":"2022-07-19T19:01:22","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=86"},"modified":"2026-01-29T16:32:57","modified_gmt":"2026-01-29T23:32:57","slug":"individual-retirement-accounts","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/accounts\/savings\/individual-retirement-accounts\/","title":{"rendered":"IRAs"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center has-green-color has-text-color\" id=\"h-choose-the-way-you-save\">Choose the Way You Save<\/h2>\n\n\n\n<p class=\"has-text-align-center has-lg-font-size\">There are two main types of individual retirement accounts (IRAs): Traditional and Roth. The eligibility requirements differ some, but ultimately the decision between a Traditional IRA or a Roth IRA depends on your income and your specific financial needs. Both offer flexibility, accessibility, and valuable tax benefits. Plus, with an annual contribution limit of $7,000 up to the age of 50 or $8,000 for ages 50 or older, you\u2019ll be well on your way saving for a great retirement.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"\/calculators\/roth-ira-vs-traditional-ira-calculator\/\">Roth vs. Traditional IRA Calculator<\/a><br><a href=\"\/calculators\/retirement-shortfall-calculator\/\">Retirement Shortfall Calculator<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"ira-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-roth-vs-traditional\">Roth vs. Traditional<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-roth-ira\">Roth IRA<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">A Roth IRA is best if you anticipate being in a higher tax bracket in retirement and want tax-free withdrawals. *<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Contributions are not tax-deductible*<\/li>\n\n\n\n<li>Earnings are tax-free (subject to limitations) *<\/li>\n<\/ul>\n\n\n\n<p><a href=\"\/wp-content\/uploads\/2025\/12\/Roth-IRA-Brochure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View our informative Roth IRA brochure<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-container-core-buttons-is-layout-c07eda73 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#roth-options\">See the Options<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-traditional-ira\">Traditional IRA<\/h3>\n\n\n\n<p class=\"has-lg-font-size\">A Traditional IRA is best if you anticipate being in a lower tax bracket in retirement and want tax-deferred earnings and the possibility for tax-deductible contributions. *<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Contributions are tax-deductible (subject to limitations) *<\/li>\n\n\n\n<li>Earnings are tax-deferred until you withdraw funds<\/li>\n<\/ul>\n\n\n\n<p><a href=\"\/wp-content\/uploads\/2025\/12\/Traditional-IRA-Brochure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View our informative Traditional IRA brochure<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#traditional-options\">See the Options<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center has-xs-font-size\"><em>*Consult your tax advisor<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"roth-ira-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center has-green-color has-text-color\" id=\"h-roth-ira-options\">Roth IRA Options<\/h2>\n\n\n<section id=\"roth-options\" class=\"o-product-variant-card-grid \">\n    <div class=\"o-product-variant-card-grid__inner\">\n        <ul class=\"o-product-variant-card-grid__list\">\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA Savings Account<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $300 minimum balance to earn Interest. $25 minimum to open.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SRTH')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA Money Market Savings<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $2,500 minimum balance. $10 monthly fee if below minimum.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SRMM')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA 6-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR06')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA 12-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR12')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA 18-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR18')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA 24-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR24')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Roth IRA 60-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PR60')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\" id=\"traditional-ira-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-traditional-ira-options\">Traditional IRA Options<\/h2>\n\n\n<section id=\"traditional-options\" class=\"o-product-variant-card-grid \">\n    <div class=\"o-product-variant-card-grid__inner\">\n        <ul class=\"o-product-variant-card-grid__list\">\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA Savings Account<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $300 minimum balance to earn Interest. $25 minimum to open.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SRET')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA Money Market Savings<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $2,500 minimum balance. $10 monthly fee if below minimum.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('SAV-SIMM')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA 6-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI06')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA 12-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI12')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA 18-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI18')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA 24-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI24')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                            <li class=\"o-product-variant-card-grid__item\">\n                    <article class=\"m-product-variant-card\">\n                        <h2 class=\"m-product-variant-card__title\">Traditional IRA 60-Month Promo CD<\/h2>\n                        <p class=\"m-product-variant-card__description\">\n                            $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.\n                        <\/p>\n                                                    <button class=\"m-product-variant-card__link a-button\" onclick=\"oao.open('TD-PI60')\">Open Now<\/button>\n                                            <\/article>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-iccu-benefits\">ICCU Benefits<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-free-mobile-banking\"><a href=\"\/services\/online-banking\/\">Free Mobile Banking<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">You have all the tools you need to manage your accounts through the ICCU mobile app or on ICCU.com, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-credit-score-amp-monitoring\"><a href=\"\/services\/my-credit\/\">Free Credit Score &amp; Monitoring<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">My Credit is a free service powered by SavvyMoney\u00ae that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-free-videochat\"><a href=\"\/contact\/video-chat\/\">Free VideoChat<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Bank face-to-face from anywhere in the world with a live service agent through ICCU\u2019s VideoChat. Not only is it convenient, it\u2019s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-make-a-deposit\"><a href=\"\/services\/online-deposit\/\">Make a Deposit<\/a> <\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Don\u2019t have time to run to the branch to deposit your check? No problem! Deposit checks on the go using the ICCU App or from the comfort of your home using the Make a Deposit feature in eBranch.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-save-for-retirement-as-a-business-owner-with-a-sep-ira\"><strong>Save for Retirement as a Business Owner<\/strong> With a SEP IRA<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"313\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/IRAs-SEP-Image.webp\" alt=\"\" class=\"wp-image-3849\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">With a Simplified Employee Pension (SEP) IRA, earnings accumulate tax-deferred, and contributions may be tax-deductible for the employer* if qualified. SEP IRAs earn a higher interest rate than regular savings.<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Annual contribution limit may be higher than other IRAs*<\/li>\n\n\n\n<li>Contributions can be made by the business owner<\/li>\n\n\n\n<li>A self-employed person can make SEP contributions to their own IRA<\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size\"><a href=\"\/wp-content\/uploads\/2025\/12\/SEP-IRA-Brochure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View our informative SEP IRA brochure<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/business\/savings\/sep-ira\/\">Learn More<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-xs-font-size\"><em>*Consult your tax advisor<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n<section id=\"rates\" class=\"o-rates-table-section is-style-lighter-gray-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">IRA Savings Accounts<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: true\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-savings\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Balance<\/th>\n\t<th>APY*<\/th>\n\t<th>Interest Rate<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-29\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>0-299<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.20%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.20%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-30\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>300+<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.25%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.25%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n\n\n<section id=\"block_6204bc379fbdf51c834997c895165fef\" class=\"o-rates-table-section is-style-white\">\n    <h2 class=\"o-rates-table-section__heading\">IRA Money Market Savings Account<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: false\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-savings\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Balance<\/th>\n\t<th>APY*<\/th>\n\t<th>Interest Rate<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-320\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>0-2,499<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.00%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-321\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>2,500-24,999<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.40%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.40%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-322\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>25,000-49,999<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.60%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.60%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-323\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>50,000-99,999<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.75%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.75%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-324\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Balance<\/span>100,000+<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>1.00%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;annual&#x20;percentage&#x20;yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n\n\n<section id=\"block_c2165f4373927767f312e1a14e45196f\" class=\"o-rates-table-section is-style-sage-green-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">IRA Certificate of Deposit Account<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: false\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-cds\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Term<\/th>\n\t<th>APY*<\/th>\n\t<th>Interest Rate<\/th>\n\t<th>Initial Deposit<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-51\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>6 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.85%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.85%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-65\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>12 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.84%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-71\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>18 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.89%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-68\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>24 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.75%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-56\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>60 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.65%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.60%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-43\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>3 Month Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.30%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.30%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-44\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>6 Month Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.45%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.45%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-45\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>1 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.70%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.70%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-46\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>18 Month Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-47\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>2 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-48\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>3 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-49\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>4 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-50\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>5 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.10%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>1.10%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t\t\t<div x-show=\"! showAll\" class=\"m-rate-table__reveal\">\n\t\t\t\t<span @click=\"showAll = ! showAll\" tabindex=\"0\" aria-label=\"Show all rows\"><i class=\"fa-regular fa-chevron-down\"><\/i> See all<\/span>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Choose the Way You Save There are two main types of individual retirement accounts (IRAs): Traditional and Roth. The eligibility [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3200,"parent":80,"menu_order":110,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-86","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>IRAs - ICCU<\/title>\n<meta name=\"description\" content=\"Investing in an Individual Retirement Account (IRA) is a great way to provide flexibility, accessibility, and valuable tax benefits. 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