{"id":88,"date":"2022-07-19T13:01:35","date_gmt":"2022-07-19T19:01:35","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=88"},"modified":"2026-01-29T16:32:51","modified_gmt":"2026-01-29T23:32:51","slug":"personal-loans","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/personal-loans\/","title":{"rendered":"Personal Loans"},"content":{"rendered":"<div id=\"navbar\" class=\"m-navbar \">\n    <ul>\n                    <li>\n                <a href=\"#signature\">Signature Loan<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#secured\">Secured Loan<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#ploc\">Personal Line of Credit<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#rates\">Rates<\/a>\n            <\/li>\n            <\/ul>\n<\/div>\n<div id=\"navbar-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull\" id=\"signature\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"h-signature-loan\"><strong>Signature Loan<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"486\" height=\"371\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Personal-Loans-Page_Secured-Loan.webp\" alt=\"\" class=\"wp-image-4289\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">Perhaps you need a vacation, had an emergency, or need to buy new furniture. Whatever the need is, an ICCU Signature Loan offers the flexibility you need while keeping you financially on track with a great rate and term.<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>No application fees<\/li>\n\n\n\n<li>Terms available up to 84 months<\/li>\n\n\n\n<li>Low rates<\/li>\n<\/ul>\n\n\n\n<div id=\"block_3b55a8df7a193c5479f723c5460c23ca\" class=\"js-button-group is-horizontal justify-left \">\n  \n\n<button id=\"block_460e729fe39e030f9996afe49ed86975\" class=\"js-button \" onclick=oao.open('CNS-LSIG','newsignatureloan')>Apply Now<\/button>\n\n\n\n\n<button id=\"block_47983b594e0bc61db0232cf332d475fb\" class=\"js-button is-style-link\" onclick=oao.open('\/loans\/personal-loans\/#signature-loan-rates')>see rates<\/button>\n\n\n\n<\/div>\n\n\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"secured\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-green-color has-text-color\" id=\"h-secured-loan\">Secured Loan<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">ICCU offers Share or Certificate of Deposit (CD) Secured Loans and Visas. When you have money in your Savings Account or CD at ICCU, you can use it as collateral on a loan or Visa.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-lg-font-size\" id=\"h-eligible-secured-accounts\" style=\"font-style:normal;font-weight:400\"><strong>Eligible Secured Accounts:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Savings Accounts<\/li>\n\n\n\n<li>CDs <em>(an IRA, or a retirement\/investment type account, is not eligible collateral to pledge on a secured loan)<\/em><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/contact\/\">Contact Us<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-link\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/loans\/personal-loans\/#secured-loan-rates\">See rates<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"486\" height=\"371\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Personal-Loans-Page_Signature-Loan.webp\" alt=\"Couple kayaking\" class=\"wp-image-4290\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull\" id=\"ploc\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"h-personal-line-of-credit\">Personal Line of Credit<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"486\" height=\"371\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Personal-Loans-Page_Personal-Line-of-Credit.webp\" alt=\"Hand putting wallet back in back pocket.\" class=\"wp-image-4291\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">If you have an excellent credit score, an ICCU Personal Line of Credit could be the perfect fit for your needs or unexpected expenses. Get approved for a line of credit up to $2,500 and enjoy the convenience of linking it to your ICCU checking account(s) for overdraft protection.<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Line of credit up to $2,500<\/li>\n\n\n\n<li>Fixed rate<\/li>\n\n\n\n<li>Flexible terms<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/contact\/\">Contact Us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:0px\" aria-hidden=\"true\" id=\"rates\" class=\"wp-block-spacer\"><\/div>\n\n\n<section id=\"signature-loan-rates\" class=\"o-rates-table-section is-style-lighter-gray-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">Signature Loans<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: true\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Type<\/th>\n\t<th>Rate*<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"signature-10\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>12 Months<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>10.040%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-LSIG','newsignatureloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"signature-6\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>36 Months<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>10.740%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-LSIG','newsignatureloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"signature-9\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>72 Months<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>11.640%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-LSIG','newsignatureloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"signature-12\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>84 Months<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>12.140%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--large\" onclick=\"oao.open('CNS-LSIG','newsignatureloan')\">Apply Now<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n\n\n<section id=\"secured-loan-rates\" class=\"o-rates-table-section is-style-white\">\n    <h2 class=\"o-rates-table-section__heading\">Share Secured Loans<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: true\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-default\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Type<\/th>\n\t<th>Rate*<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"secured-1\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>Share Secured<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>3.095%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;The&#x20;annual&#x20;percentage&#x20;rates&#x20;&#x28;APR&#x29;&#x20;listed&#x20;are&#x20;our&#x20;best&#x20;rates.&#x20;Your&#x20;rate&#x20;and&#x2F;or&#x20;term&#x20;may&#x20;vary&#x20;depending&#x20;on&#x20;credit&#x20;history&#x20;and&#x20;underwriting&#x20;criteria.&#x20;Rates&#x20;updated&#x20;daily.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"secured-2\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>CD Secured<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>3.095%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; 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