{"id":928,"date":"2022-09-12T13:36:26","date_gmt":"2022-09-12T19:36:26","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=928"},"modified":"2026-01-29T16:22:14","modified_gmt":"2026-01-29T23:22:14","slug":"sba-loans","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/business\/loans\/sba-loans\/","title":{"rendered":"SBA Loans"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-flexible-amp-convenient-benefits\"><strong>Flexible &amp; Convenient Benefits<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-lg-font-size\">Because ICCU is approved to offer SBA loan products under SBA\u2019s Preferred Lending and Express Lender program, we can provide flexible and convenient loan options to keep your business moving forward. From startups, real estate, equipment, inventory, and more, we can help. Contact a Business Lending Specialist today to get started.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fdcfc74e wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-green-background-color has-text-color has-background has-text-align-center wp-element-button\" href=\"\/business\/contact\/#sba-lo\">Contact a Business Specialist<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-dark-green-color has-text-color has-md-font-size\" id=\"h-sba-loan-benefits\" style=\"font-style:normal;font-weight:400\">SBA Loan Benefits<\/h3>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Lower down payments<\/li>\n\n\n\n<li>Longer term financing<\/li>\n\n\n\n<li>Up to 90% financing<\/li>\n\n\n\n<li>Term loan &amp; line of credit options available<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-black-color has-text-color\" id=\"h-about-sba-7-a-loans\"><strong>About SBA 7(a) Loans <\/strong><\/h2>\n\n\n\n<p class=\"has-lg-font-size\">The Small Business Administration (SBA) Loan Program is supported by the U.S. Small Business Administration, which allows ICCU to provide small business loans to our members.<\/p>\n\n\n\n<p class=\"has-lg-font-size\">The SBA 7(a) Loan Program is the most common and flexible SBA Loan. Loan amounts up to $5,000,000 are offered for a variety of business purposes, with longer terms, less money down and lower collateral requirements than conventional loans.<\/p>\n\n\n\n<p class=\"has-lg-font-size\">The SBA program is designed to assist small-to-medium sized, for-profit businesses obtain the capital needed to start or continue to grow their existing business. &nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fdcfc74e wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-green-background-color has-text-color has-background has-text-align-center wp-element-button\" href=\"\/business\/contact\/#sba-lo\">Contact a Business Specialist<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"checking-options\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading alignwide has-text-align-left has-green-color has-text-color\" id=\"h-uses-for-sba-7-a-loans\">Uses for SBA 7(a) Loans<\/h2>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">The SBA 7(a) Loan provides has many options for financing. Here are a few options that may help your business:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Acquiring, refinancing, or improving real estate and\/or buildings<\/li>\n\n\n\n<li>Change of ownership (complete and partial)<\/li>\n\n\n\n<li>Business expansions<\/li>\n\n\n\n<li>Tenant improvements<\/li>\n\n\n\n<li>Purchase machinery and equipment<\/li>\n\n\n\n<li>Refinance existing debt<\/li>\n\n\n\n<li>Short- and long-term working capital<\/li>\n\n\n\n<li>New business financing<\/li>\n\n\n\n<li>Multiple purpose loans, including any of the above<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fdcfc74e wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-green-background-color has-text-color has-background has-text-align-center wp-element-button\" href=\"\/business\/contact\/#sba-la\">Contact a Business Specialist<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"513\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2024\/01\/small-business-worker-body.webp\" alt=\"\" class=\"wp-image-14142\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Flexible &amp; Convenient Benefits Because ICCU is approved to offer SBA loan products under SBA\u2019s Preferred Lending and Express Lender [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4625,"parent":110,"menu_order":80,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-928","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SBA Loans - ICCU<\/title>\n<meta name=\"description\" content=\"Lower down payments, longer term financing, and up to 90% financing ICCU offers Small Business Administration (SBA) 504, 7(a), and Express loan programs to keep your business growing. 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