{"id":938,"date":"2022-09-12T13:38:45","date_gmt":"2022-09-12T19:38:45","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=938"},"modified":"2026-01-29T16:20:57","modified_gmt":"2026-01-29T23:20:57","slug":"business-analyzed-checking","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/business\/checking\/business-analyzed-checking\/","title":{"rendered":"Business Analyzed Checking"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-checking-made-for-hard-work\"><strong>Checking Made for Hard Work<\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-lg-font-size\">With an ICCU Business Analyzed Checking Account, you\u2019ll enjoy an earnings credit allowance based on your account balance. This helps reduce or eliminate monthly service charges. With a low minimum balance to open and an array of benefits, you can\u2019t go wrong!<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li><a href=\"\/business\/services\/positive-pay\/\">Positive Pay<\/a><\/li>\n\n\n\n<li><a href=\"\/business\/services\/wire-transfers\/\">Online Wires<\/a><\/li>\n\n\n\n<li><a href=\"\/business\/services\/preferred-pay\/\">Preferred Pay (ACH Origination)<\/a><\/li>\n\n\n\n<li><a href=\"\/business\/services\/bill-payment\/\">Free Business Bill Payment<\/a><\/li>\n\n\n\n<li><a href=\"\/business\/services\/remote-deposit-capture\/\">Business Remote Deposit Capture*<\/a><\/li>\n\n\n\n<li><a href=\"\/notices\/ncua\/\">NCUA insured up to $250,000<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"has-lg-font-size\">Contact a <a href=\"https:\/\/www.iccu.com\/business\/contact\/\">Business Relationship Officer<\/a> for rate information.<\/p>\n\n\n\n<p class=\"has-xs-font-size\"><em>*Monthly fees apply. Available upon approval of application package.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-minimum-balance-to-open\" style=\"font-style:normal;font-weight:400\">Minimum Balance to Open<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>$100<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-minimum-daily-balance\" style=\"font-style:normal;font-weight:400\">Minimum Daily Balance<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>Varies, based on transaction volume<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-monthly-service-fee\" style=\"font-style:normal;font-weight:400\">Monthly Service Fee<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong><strong>Earning credits accumulate to reduce monthly fees<\/strong><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-green-color has-text-color has-md-font-size\" id=\"h-monthly-transactions-allowed\" style=\"font-style:normal;font-weight:400\">Monthly Transactions Allowed<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>Per transaction fees apply but may be offset by earnings credit<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-white-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-iccu-checking-benefits\">ICCU Checking Benefits<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading is-style-default has-gray-color has-text-color\" id=\"h-free-videochat\"><a href=\"\/contact\/video-chat\/\">Free VideoChat<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Bank face-to-face from anywhere in the world with a live service agent through ICCU\u2019s VideoChat. It\u2019s easy to use for account questions, opening a new account, applying for a loan, and much more!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-visa-business-debit-card\"><strong><a href=\"\/services\/visa-debit-cards\/\">Free Visa Business Debit Card<\/a><\/strong><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Make your business purchases with confidence. With every free Visa Business Debit Card comes zero liability protection, fraud monitoring, and 24\/7 customer support.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-access-to-over-30-000-atms-nationwide\"><strong><a href=\"https:\/\/co-opcreditunions.org\/locator\/\" target=\"_blank\" rel=\"noreferrer noopener\">Free Access to over 30,000 ATMs Nationwide<\/a><\/strong><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Conveniently access cash, check account balances, and more with free ATMs at all ICCU branches or nationwide as part of our CO-OP ATM Network.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-free-automatic-transfer-s\"><a href=\"\/services\/money-transfers\/\"><strong>Free Automatic Transfer<\/strong>s<\/a><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Transfer funds between your business accounts by scheduling recurring or one-time transfers for free. It\u2019s a convenient way to manage account balances and meet savings goals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-bill-payment\"><strong><a href=\"\/business\/services\/bill-payment\/\">Free Bill Payment<\/a><\/strong><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">Easily make payments to vendors and suppliers online through free Business eBranch. You can also set up automatic payments to recurring automatic payments to save time and ensure timely payment of bills.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-notary-service-amp-signature-guarantee\"><strong><a href=\"\/services\/notary-signature-guarantee\/\">Free Notary Service &amp; Signature Guarantee<\/a><\/strong><\/h3>\n\n\n\n<p class=\"has-lg-font-size\">All business account holders receive free notarization and signature guarantee on documents.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n<section id=\"rates\" class=\"o-rates-table-section is-style-lighter-gray\">\n    <h2 class=\"o-rates-table-section__heading\">Business Analyzed Checking<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: false\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-default\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Type<\/th>\n\t<th>Rate*<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-485\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>0-2,499<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>0.85%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-486\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>2,500-24,999<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>0.85%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-487\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>25,000-49,999<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>0.85%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-488\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>50,000-99,999<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>0.85%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"savings-489\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>100,000-249,999<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>0.85%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"savings-490\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Type<\/span>250,000+<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Rate*<\/span>0.85%<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t\t\t<div x-show=\"! showAll\" class=\"m-rate-table__reveal\">\n\t\t\t\t<span @click=\"showAll = ! showAll\" tabindex=\"0\" aria-label=\"Show all rows\"><i class=\"fa-regular fa-chevron-down\"><\/i> See all<\/span>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Checking Made for Hard Work With an ICCU Business Analyzed Checking Account, you\u2019ll enjoy an earnings credit allowance based on [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4405,"parent":102,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"product-detail-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-938","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Business Analyzed Checking - ICCU<\/title>\n<meta name=\"description\" content=\"With an ICCU Business Analyzed Checking Account, you\u2019ll enjoy an earnings credit allowance based on your account balance. 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