{"id":946,"date":"2022-09-12T13:41:12","date_gmt":"2022-09-12T19:41:12","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=946"},"modified":"2026-01-29T16:19:49","modified_gmt":"2026-01-29T23:19:49","slug":"certificates-of-deposit","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/business\/savings\/certificates-of-deposit\/","title":{"rendered":"Business Certificates of Deposit"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-guaranteed-savings\"><strong><strong>Guaranteed Savings<\/strong><\/strong><\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-lg-font-size\">Sometimes you just need something that\u2019s guaranteed to help your business grow. ICCU Business Certificates of Deposit (CDs) can fulfill that need! Offering flexible term options and great rates, our Business Relationship Specialists are ready to help you get started.<\/p>\n\n\n\n<ul class=\"wp-block-list has-lg-font-size\">\n<li>Terms ranging from 90 days to 5 years<\/li>\n\n\n\n<li>NCUA insured up to $250,000<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/business\/contact\/\">Contact a Business Specialist<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-dark-green-color has-text-color has-md-font-size\" id=\"h-minimum-balance-to-open\" style=\"font-style:normal;font-weight:400\">Minimum Balance to Open<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>$500<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-dark-green-color has-text-color has-md-font-size\" id=\"h-renewal-grace-period\" style=\"font-style:normal;font-weight:400\">Renewal Grace Period<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>10 Days<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-dark-green-color has-text-color has-md-font-size\" id=\"h-deposits\" style=\"font-style:normal;font-weight:400\">Deposits<\/h3>\n\n\n\n<p class=\"has-lg-font-size\"><strong>1-time additional deposit in first 60 days<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n<section id=\"rates\" class=\"o-rates-table-section is-style-white-with-stripes\">\n    <h2 class=\"o-rates-table-section__heading\">Business CDs<\/h2>\n    <div\n\tx-data=\"{\n\t\tshowAll: false\n\t}\"\n\tclass=\"o-rates-table-section__table\"\n>\n\t<div class=\"m-rate-table__wrapper rate-type-cds\">\n\t\t<table class=\"m-rate-table\">\n\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t<th>Term<\/th>\n\t<th>APY*<\/th>\n\t<th>Interest Rate<\/th>\n\t<th>Initial Deposit<\/th>\n\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-36\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>6 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.85%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.85%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-64\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>12 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.84%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-70\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>18 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.89%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-67\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>24 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.75%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   data-unique-id=\"cd-55\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>60 Month Promo CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>3.65%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>3.60%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-13\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>3 Month Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.30%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.30%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-14\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>6 Month Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.45%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.45%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-15\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>1 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.70%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.70%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-16\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>18 Month Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.80%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-19\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>2 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.90%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-20\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>3 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>0.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>0.95%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-21\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>4 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>1.00%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&#x2013;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&#x2013;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr   x-show=\"showAll\"  data-unique-id=\"cd-22\">\n\t\t\t\t\t\t\t\t<td><span class=\"m-rate-table__mobile-label\">Term<\/span>5 Year Standard CD<\/id>\n\t<td><span class=\"m-rate-table__mobile-label\">APY*<\/span>1.10%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Interest Rate<\/span>1.10%<\/td>\n\t<td><span class=\"m-rate-table__mobile-label\">Initial Deposit<\/span>$500<\/td>\n\t\t\t\t\t\t\t<td class=\"m-rate-table__disclosure-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"m-rate-table__mobile-label\">Terms<\/span>\n\t\t\t\t\t\t\t\t\t<button class=\"a-button a-button--unstyled a-button--disclosure\"\n\t\t\t\t\t\t\t\t\t\taria-label=\"Read Disclosure\"\n\t\t\t\t\t\t\t\t\t\t@click=\"modalOpen = true; modalContent = $event.currentTarget.getAttribute('data-disclosure')\"\n\t\t\t\t\t\t\t\t\t\tdata-disclosure=\"&lt;p&gt;&#x2A;APY&#x20;&#x3D;&#x20;Annual&#x20;Percentage&#x20;Yield.&#x20;A&#x20;penalty&#x20;may&#x20;be&#x20;imposed&#x20;for&#x20;early&#x20;withdrawal.&#x20;No&#x20;institutional&#x20;deposits.&#x20;Compounding&#x20;and&#x20;crediting&#x20;&amp;&#x23;8211&#x3B;&#x20;Terms&#x20;less&#x20;than&#x20;12&#x20;months&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;at&#x20;maturity,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Terms&#x20;12&#x20;months&#x20;or&#x20;greater&#x3A;&#x20;Interest&#x20;will&#x20;be&#x20;compounded&#x20;and&#x20;credited&#x20;to&#x20;the&#x20;certificate&#x20;account&#x20;quarterly,&#x20;becoming&#x20;part&#x20;of&#x20;the&#x20;principal&#x20;balance.&#x20;Fees&#x20;may&#x20;reduce&#x20;earnings.&#x20;The&#x20;interest&#x20;rate&#x20;and&#x20;APY&#x20;&amp;&#x23;8211&#x3B;&#x20;Annual&#x20;Percentage&#x20;Yield&#x20;may&#x20;change&#x20;at&#x20;any&#x20;time.&#x20;Federally&#x20;insured&#x20;by&#x20;the&#x20;NCUA.&lt;&#x2F;p&gt;&#x0A;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>See Terms<\/span><i class=\"fa-light fa-circle-info\"><\/i><i class=\"fa-solid fa-circle-info\"><\/i>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"m-rate-table__application-link-cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\t\t\t<div x-show=\"! showAll\" class=\"m-rate-table__reveal\">\n\t\t\t\t<span @click=\"showAll = ! showAll\" tabindex=\"0\" aria-label=\"Show all rows\"><i class=\"fa-regular fa-chevron-down\"><\/i> See all<\/span>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Guaranteed Savings Sometimes you just need something that\u2019s guaranteed to help your business grow. 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