{"id":985,"date":"2022-09-12T14:44:01","date_gmt":"2022-09-12T20:44:01","guid":{"rendered":"https:\/\/www.iccu.com\/?page_id=985"},"modified":"2026-01-29T15:51:49","modified_gmt":"2026-01-29T22:51:49","slug":"construction-land","status":"publish","type":"page","link":"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/","title":{"rendered":"Construction &#038; Land"},"content":{"rendered":"<div id=\"navbar\" class=\"m-navbar \">\n    <ul>\n                    <li>\n                <a href=\"#benefits\">Benefits<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#products\">Products<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#calculator\">Calculator<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#rates\">Rates<\/a>\n            <\/li>\n                    <li>\n                <a href=\"#contact\">Contact<\/a>\n            <\/li>\n            <\/ul>\n<\/div>\n<div id=\"navbar-spacer\"><\/div>\n\n\n<section id=\"benefits\" class=\"o-benefits is-style-green-130-with-stripes\">\n    <div class=\"o-benefits__inner\">\n        <h2 class=\"o-benefits__heading\">With an ICCU Loan, the benefits go on and on.<\/h2>\n        <div class=\"o-benefits__benefit-cards\">\n            <ul class=\"o-benefits__benefit-card-grid\">\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-laptop-mobile\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Local Underwriting &#038; Servicing<\/h3>\n                            <p class=\"m-benefit-card__description\">We know our markets.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-solid fa-money-bill-wave\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Low Fees<\/h3>\n                            <p class=\"m-benefit-card__description\">Let&#8217;s save you money!<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-gauge-high\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Fast Approvals<\/h3>\n                            <p class=\"m-benefit-card__description\">Your time is precious.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-money-simple-from-bracket\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Extended Rate Lock<\/h3>\n                            <p class=\"m-benefit-card__description\">We offer 90 to 360 day options.<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-money-bill-transfer\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Fast Closings<\/h3>\n                            <p class=\"m-benefit-card__description\">Most loans close within 30 days!<\/p>\n                        <\/div>\n                    <\/li>\n                                    <li class=\"o-benefits__benefit-card-grid-item\">\n                        <div class=\"m-benefit-card\">\n                            <span class=\"m-benefit-card__icon\"><i class=\"fa-regular fa-shield-check\"><\/i><\/span>\n                            <h3 class=\"m-benefit-card__heading\">Professional Service<\/h3>\n                            <p class=\"m-benefit-card__description\">We&#8217;ll guide you from start to finish.<\/p>\n                        <\/div>\n                    <\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"products\" class=\"o-programs \">\n            <section class=\"o-programs__intro\">\n            <h2 class=\"o-programs__intro-heading\">Are you ready to build your home or buy the land?<\/h2>\n                            <p class=\"o-programs__intro-description\">ICCU is ready to serve you no matter what your needs are.<\/p>\n                    <\/section>\n    \n            <section  class=\"o-programs__group\">\n            <div class=\"o-programs__group-inner\">\n                                    <span class=\"o-programs__top o-programs__top--flex justify-content-flex-end\">\n                                                                                                                                    <span>\n                                    <a class=\"o-programs__cta-link a-button a-button--primary\" href=\"https:\/\/apply.iccu.com\/#\/sso-start\" target=\"\">Apply Now <i class=\"fa-regular fa-arrow-right\"><\/i><\/a>\n                                <\/span>\n                                                    \n                    <\/span>\n                                <ul class=\"o-programs__grid\">\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Wood frame of a house being built\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Construction Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You are looking to build your dream home.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n<\/article>\n                                                    <\/li>\n                                            <li class=\"o-programs__grid-item\">\n                                                            <article class=\"m-program-card\">\n    <a class=\"m-program-card__inner\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/land-lot-loans\/\">\n        <div class=\"m-program-card__main-content\">\n            <div class=\"m-program-card__image\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"115\" src=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Land_Hero-285x115.webp\" class=\"attachment-program-card size-program-card wp-post-image\" alt=\"Open field at dusk\" \/>\n                            <\/div>\n            <div class=\"m-program-card__text\">\n                <h4 class=\"m-program-card__heading\">Land &#038; Lot Loans<\/h4>\n                                    <div class=\"m-program-card__description-box\">\n                        <p class=\"m-program-card__best-if\">\n                            <span class=\"m-program-card__icon\"><i class=\"fa-light fa-star-sharp\"><\/i><\/span> Best if:\n                        <\/p>\n                        <p class=\"m-program-card__description\">You plan to build and need a loan for the land.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        <div class=\"m-program-card__details\">\n            <span class=\"m-program-card__link a-link a-link--alt\"><span>Product Details<span><\/span>\n        <\/div>\n    <\/a>\n<\/article>\n                                                    <\/li>\n                                    <\/ul>\n            <\/div>\n\n                    <\/section>\n    <\/section>\n\n\n\n<section id=\"calculator\" class=\"o-dinkytown-calculator-section \">\n    <h2 class=\"o-dinkytown-calculator-section__heading\">Mortgage Calculator<\/h2>\n    <div class=\"o-dinkytown-calculator-section__description\">\n      \n    <\/div>\n    <a id='KJEMainContent' title='jump to Mortgage Calculator with Taxes and Insurance'><\/a>\n\n<span id='KJECalculatorDescID'><\/span>\n<noscript><div class=KJECenterText><div id=KJENoJavaScript class=KJENoJavaScript>Javascript is required for this calculator.  If you are using Internet Explorer, you may need to select to &#8216;Allow Blocked Content&#8217; to view this calculator.<p>For more information about these financial calculators please visit: <a href=\"https:\/\/www.dinkytown.net\">Dinkytown.net<\/a> Financial Calculators from KJE Computer Solutions, Inc.<\/p><\/div><\/div><\/noscript>\n<div id=\"KJEAllContent\"><\/div>\n<!--\n  Financial Calculators, &copy;1998-2020 KJE Computer Solutions, Inc.\n  For more information please see:\n  <A HREF=\"https:\/\/www.dinkytown.net\">https:\/\/www.dinkytown.net<\/A>\n-->\n\n<script type=\"text\/javascript\" src=\"https:\/\/www.iccu.com\/wp-content\/plugins\/iccu-dinkytown\/src\/ICCUDinkytown\/..\/..\/js\/\/addKJEInput.js\"><\/script>\n<script type=\"text\/javascript\" src=\"https:\/\/www.iccu.com\/wp-content\/plugins\/iccu-dinkytown\/src\/ICCUDinkytown\/..\/..\/js\/\/KJE.js\"><\/script>\n<script type=\"text\/javascript\" src=\"https:\/\/www.iccu.com\/wp-content\/plugins\/iccu-dinkytown\/src\/ICCUDinkytown\/..\/..\/js\/MortgageLoan2.js\"><\/script>\n<script type=\"text\/javascript\" src=\"https:\/\/www.iccu.com\/wp-content\/plugins\/iccu-dinkytown\/src\/ICCUDinkytown\/..\/..\/js\/MortgageLoan2Params.js\"><\/script>\n\n\n<p class=KJEFooter>Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.  We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. <\/p>\n<\/section>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-dark-green-background-color has-background\" id=\"rates\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-white-color has-text-color\" id=\"h-personalized-rate-quote\">Personalized Rate Quote<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-white-color has-text-color has-lg-font-size\">Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about your current financial situation. Based on your answers you will be given a list of rates that fit your needs. Get your personalized mortgage rate today.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-inverted\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/quickquote-consumer.optimalblue.com\/?clientId=3833383237&amp;userId=34363030363031&amp;formId=32333431\" target=\"_blank\" rel=\"noreferrer noopener\"> Get My Personalized Rate Quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-light-gray-background-color has-background\" id=\"contact\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-green-color has-text-color\" id=\"h-contact-a-loan-officer\">Contact a Loan Officer<\/h2>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-lg-font-size\">Not sure which loan is right for you? No problem! Our Loan Officers will help you determine which loan best fits your needs. Plus, They\u2019ll help you through every step of the loan process.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/loans\/home-loans\/construction-loan-officers\/\">Contact a Loan Officer<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"313\" src=\"http:\/\/www.iccu.com\/wp-content\/uploads\/2023\/02\/Financial-Advisors_Contact-Us.webp\" alt=\"\" class=\"wp-image-5106\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Personalized Rate Quote Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3669,"parent":665,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"product-family-page.php","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-985","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Construction &amp; Land - ICCU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Construction &amp; Land\" \/>\n<meta property=\"og:description\" content=\"Personalized Rate Quote Tailored to your unique circumstances, our personalized mortgage rate quote tool asks you a few questions about [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/\" \/>\n<meta property=\"og:site_name\" content=\"ICCU\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IdahoCentralCreditUnion\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-29T22:51:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction-Land-Family-Page_Hero.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"990\" \/>\n\t<meta property=\"og:image:height\" content=\"755\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Idaho_Central\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/\",\"url\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/\",\"name\":\"Construction & Land - ICCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.iccu.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction-Land-Family-Page_Hero.webp\",\"datePublished\":\"2022-09-12T20:44:01+00:00\",\"dateModified\":\"2026-01-29T22:51:49+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/#primaryimage\",\"url\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction-Land-Family-Page_Hero.webp\",\"contentUrl\":\"https:\/\/www.iccu.com\/wp-content\/uploads\/2022\/12\/Construction-Land-Family-Page_Hero.webp\",\"width\":990,\"height\":755,\"caption\":\"House frame being built with lots of wood\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.iccu.com\/loans\/home-loans\/construction-land\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.iccu.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loans\",\"item\":\"https:\/\/www.iccu.com\/loans\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mortgages &#038; 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